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Real-time control over budget and spending.


Control spending before it happens with smart-yet simple budget management.

Never go over budget again.

Design budgets for your business

Set up budgets by department, team, or project, then add or remove people as necessary.

Track spend in real-time.

Anytime, anywhere. View up to date spend against budgets, so you always know where your business stands.

Pre-approved spending for teams

By setting limits on what employees can spend, approvals are built right into you budgets.

Control budgets by team

Assign permissions so leaders and managers control their own budgets.

Send funds from mobile or desktop.

Budget owners or admins can approve or deny requests from a push notification to their phone (or online)

Review and forecast by period.

Review spends in previous months and adjust budgets for upcoming months with budget periods.

“Now that we know how much we are giving each employee to spend we are able to forecast budget months in advance. “


Lily Wald


Corporate Accountant

Expense management at your fingertips


Get more control over all the way your business spends, all in one place.

One solution to manage out-of-pocket expenses, card spend, and more.

Corporate cards for every employee

Avoid the hassle of passing a corporate card around. Every employee gets a card with a set limit, so you can track spend by employees instantly—and reimbursements are easy and free.

Live transaction dashboard

Review all transactions in real-time as they flow in your dashboard. No more waiting until the end of the month for visibility.

Mobile receipt upload for reimbursements

Rather than waiting to hand in receipts, spenders can submit for reimbursement right from the BILL spend and expense mobile app. Plus you have the documentation for every transaction you need.

Send or request funds from pre-determined budgets.

Stop overspending before it happens. Reimbursements pull from appropriate budgets, where budget owners’ control who has access and how much they are allowed to spend.

Payroll pay-outs

Reimburse employees through your payroll system.

From swipe to books

Expenses are automatically reported and tracked against the existing budgets—no need for receipts. Accounting integration allow for a full review of your business finance.

“What used to take 90 hours a month takes two Card users get a notification, take a picture of their receipt from the app, and we close the books “


James Streeter


AP Manager

Hi. We are Bill, Spend and Expense.


BILL spend and expense is all-in-one expense management solution that gives you credit that you need to grow, and the software to manage it with ease. Our free software platform gives you more control over your finances so you can get back to what you do best--- growing your business.

Control all the way your business spends, all in one place.

Business Credit

Access the funding you need, no matter the size of business. Apply for a credit line in minutes and start spending smarter with BILL Divvy corporate card for every employee.

Expense Management

Quickly categorize business purchases made with BILL Divvy corporate cards right from your phone. Or setup auto-categorization to eliminate expense reports AND out-of-pocket reimbursements.

Spend Management

Build a budget, divvy out funds, and watch spend come in exactly on target. Spend and Expense’s real-time tracking and controls, your budget works for you. And earns you rewards along the way.

AP Automation

With BILL, you get intelligence account payable software that reduces time spent on AP 50%.

“Divvy saves my finance team anywhere from 30-50 hours a month. Now, my departments have instant access to the funds they need to get the job done “


Michael Card


Controller

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